Retirement Planning

When it comes to retirement planning, how much is enough? Our goal is to help you determine that, and to guide you as you work toward a positive experience in the second half of your life. As a saver and a steward, you could be more free to serve during your retirement if your finances are well planned.

BDC Capital Management helps you make this happen, with more than 30 years of experience in financial management. We’ll work with you to determine your comfort level of risk, and through allocation diversification, we can help minimize that risk. Our services in this area include?

  • Early retirement issues
  • Pension plan elections
  • 401(k) 403 (b) and deferred compensation distributions
  • IRA rollovers
  • Minimizing tax on Social Security benefits
  • Charitable giving and tax strategy
  • Asset protection and risk management

Retirement planning is a long-term event, and during that time, world issues, markets, tax laws and regulations will change many times. So you need a company that will be by your side to serve you.

Let us help you outline your retirement objectives as the first step to meeting your retirement goals.  If a first retirement consideration relates to the financial means of maintaining your lifestyle, a second consideration relates to your new found retirement freedom.  In retirement you are free to employ your time, talent, spiritual gifts, and financial resources in the service of your faith.   In retirement you're standing before a doorway that could open onto the greatest adventure of your life, a journey towards spiritual significance through greater service to others, or in support of a cause for which you have a God-given passion — will you open the door? Can you open the door?

Your answer may very much depend on the savings and investment decisions you make during your working years.  At BDC Capital Management, we delight in long-term relationships with our clients.  We work with you before and after retirement to formulate viable plans of action based on current investment assets, employer-sponsored savings plan balances and projected future savings rates. Retirement planning usually presents significant, sometimes unique, tax and investment management issues. We can help you make confident, informed decisions.

For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future.  Jeremiah 29:11 (NIV)