Invest with Eternity in Mind.

Biblically responsible, fee-only financial advisors helping Richmond families live with purpose and peace of mind.

Fee-only

Family-owned

Client-first

Faith-driven

Guided by Integrity Since 1989

From the start, we’ve chosen principle over profit—offering families independent, Biblically-based financial guidance, free from sales pressure or hidden agendas.

Over 35 years ago, our founder, Gary Wood, made a decision that would define BDC Capital. Leaving behind a large corporate firm, he chose a different path—one rooted in integrity, faith and transparency. Today, as a trusted financial advisor in Richmond, Virginia, our family-owned firm continues that legacy, serving individuals and families who want their financial planning to reflect both their goals for the future, and their values.

Guidance for Every Season of Life

Your goals grow and change with every stage—your financial plan should, too. Whether you are building your portfolio, preparing for retirement, or preserving a legacy, we help you align your financial plan with what matters most.

Investment Management

Secure Your Future

Laying the foundation for the future means balancing today’s goals with tomorrow’s opportunities—we help you manage cash flow, save intentionally, and invest wisely. Our firm also ensures you build wealth without losing integrity by utilizing faith-based investing strategies to avoid supporting companies that conflict with biblical principles.

Strategic Tax Planning

Protect Your Assets

BDC’s financial planning services integrate strategic tax planning with legacy-focused guidance, helping you minimize your tax burden and protect your hard-earned assets. Whether optimizing your retirement contributions, planning charitable giving, or timing income strategically, we build tax-efficient plans designed to support your goals over time.

Retirement Planning

Retire With Confidence

With retirement on the horizon, having a good plan in place is crucial. Our team of fiduciary advisors design personalized strategies to help you transition with confidence, knowing your savings, taxes, and income strategies are working together toward a secure future.

Estate Planning

Preserve Your Legacy

Whether you want to provide for loved ones or make an impact through charitable giving, we help you prepare an estate plan that brings peace of mind. Our team guides clients through every step of the process—defining trusts, wills, and power of attorney, and optionally, a ‘Family Mission Statement’ to ensure your values are preserved through your legacy.

Planned Giving

Strategic Charitable Giving

Planning to give back to your community is only the first step. At BDC, we help our clients review their current finances to define when and how they can begin giving with confidence. We build clients a giving strategy and connect them with ministries or non-profits that align with their values.

What Drives Our Approach

35+ Years of
Values-Driven Guidance

For over 35 years, families across Central Virginia have trusted our Richmond financial advisors for transparent, faith-aligned guidance.

Financial Wisdom for Every Stage of Life

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